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Does Everyone Need Life Insurance?

There are plenty of reasons for buying life insurance, from ensuring that all of your debts get paid off in the event of your untimely death to protecting your family’s financial security if you’re no longer around to generate a steady income because of your passing. The fact is, a case can be made for … Continue reading Does Everyone Need Life Insurance?

How Much Life Insurance Does a Stay-At-Home Parent Need?

As a stay-at-home parent you might think that, since you’re not bringing home a paycheck, there’s no need to carry life insurance. This assumption could not be further from the truth. The jobs you handle at home are extremely important, especially with kids involved and, were you to be suddenly taken out of the picture, … Continue reading How Much Life Insurance Does a Stay-At-Home Parent Need?

6 Facts about Liability Insurance for Small Business

As a small business owner in North Carolina, it’s important for you to know the ins and outs of liability insurance for small business companies. This is in order to be able to effectively protect yourself and your business from any future settlements or legal claims that could potentially spell disaster to you and your business … Continue reading 6 Facts about Liability Insurance for Small Business

Greensboro Life Insurance: What to Tell Your Beneficiaries

You may take out a life insurance policy for any number of reasons, such as a 30-year term policy large enough to cover the amount of your house mortgage or a whole life policy with the intention of cash accumulation to be used in your golden years. If you have a family and have taken … Continue reading Greensboro Life Insurance: What to Tell Your Beneficiaries

Greensboro Car Insurance: What is the 30/60/25 Rule?

Just about every state in the U.S. requires vehicle drivers to carry a minimum amount of insurance, regardless of whether the vehicle they’re operating is a car, a truck or a motorcycle. It’s no different here in North Carolina, where the State mandates you carry a minimum of liability coverage before your vehicle may be legally operated … Continue reading Greensboro Car Insurance: What is the 30/60/25 Rule?

Greensboro Home Insurance: Comparing Quotes

Shopping for the very best home insurance policy can be a tedious, time-consuming proposition, but needn’t be, if you’re armed with the necessary information and purpose. When buying Greensboro home insurance, you have a choice of going one-on-one with individual insurance providers or using a broker that has the ability to basically do all the … Continue reading Greensboro Home Insurance: Comparing Quotes

Is It Time for an Auto Insurance Review?

Just like it’s important to see your doctor once a year for an annual medical exam and to visit your car mechanic once a year for an annual service check on your vehicle, you should also consider scheduling a consultation with your insurance agent every year or two for an auto insurance review. If you … Continue reading Is It Time for an Auto Insurance Review?

Insuring Your Teen Driver: 5 Insights

A study completed for a large American insurance company several years ago found that, with nearly 1,500 parents of teen drivers responding, when adding a teenager to the parent’s auto insurance policy, cost of the coverage increased by an average of about $800 per year. A more recent study found an average increase when adding … Continue reading Insuring Your Teen Driver: 5 Insights

5 Things New Parents Need to Know About Life Insurance

Becoming a new parent is an amazing experience, most often bringing joy but also a certain amount of fear and trepidation due to the awesome responsibilities that go along with creating your new family. One thing’s for sure – if you haven’t taken care of your life insurance needs until now, becoming a new parent … Continue reading 5 Things New Parents Need to Know About Life Insurance

How to Handle a Greensboro Auto Insurance Lapse

As your Greensboro Auto Insurance experts, here at Tom Needham Insurance Agency we offer lots of advice to our clients regarding car insurance specifics within our various blog posts. These cover topics such as how to get the best coverage for the best price, what to do immediately after being involved in a vehicle accident or things … Continue reading How to Handle a Greensboro Auto Insurance Lapse