A standard Greensboro homeowners insurance policy contains three primary types of protection: Dwelling Protection – helps cover losses resulting from damage /destruction to your home’s structure, usually including other structures that are attached to the house such as a deck or a garage. Most policies also cover “other structures” not attached to the house, such as … Continue reading Homeowner’s Insurance: What Is Loss of Use?
Like most states in the U.S., auto insurance requirements in North Carolina exist for vehicle drivers using public roads. Each state’s Department of Insurance sets specific state requirements, including what type of auto insurance is required and what minimum coverage limits must be met, under penalty of law. North Carolina Auto Insurance North Carolina auto insurance consists of four … Continue reading What Are the Auto Insurance Requirements in North Carolina?
With property values in a continual state of flux, it’s important to understand that homeowners insurance isn’t based on the current market value of your home, but on the cost of rebuilding it in the event that it’s totally destroyed by a covered peril. If you bought your home with the assistance of a mortgage lender, they no doubt … Continue reading Homeowners Insurance: Who Decides How Much My Property is Worth?
When you first bought your Greensboro homeowners insurance coverage it was probably partly because of the requirement of your home mortgage lender. Without insurance, they wouldn’t have been willing to lend you the money to buy your home. From your mortgage company’s perspective, the protection your Greensboro homeowners insurance policy provides is for a catastrophic loss … Continue reading To Make a Claim or Not to Make a Claim
Two things that nearly everybody admits wanting to save are time and money, and when you’re looking to get the best deal on a Greensboro homeowners insurance policy we can help you save both. We’ll be listing a number of ways to save money by giving you several tips on ways to lower your homeowners … Continue reading 5 Ways to Lower Your Homeowners Insurance Premiums
Your Greensboro homeowners insurance is financial protection you put in place should your home or the personal property you have in it be damaged, destroyed or stolen. It may very well be your most critical form of financial protection since your home likely represents your greatest financial asset. If your home is being purchased using a mortgage, it’s … Continue reading Is My Greensboro Homeowners Insurance Enough to Cover the Cost of Rebuilding?
As a leading Greensboro car insurance broker, our goal is getting our customers the best car coverage at the most affordable rates possible. Often, this involves assisting established policyholders in obtaining coverage for newly of-age teen drivers in their families. If you’re the parent of a new teen driver, you likely have mixed feelings about … Continue reading 6 Ways to Save on Greensboro Car Insurance for Young Drivers
If you’re a homeowner, whether you own your home outright or are paying off a mortgage, chances are about 95-to-one that you have a homeowner’s insurance policy in place to protect your investment. This is according to current statistics. Unfortunately, statistics also indicate that many homeowner policyholders don’t have a clear idea as to exactly what’s … Continue reading 4 Tips for Protecting and Insuring Jewelry
Insurance is a risk-sharing arrangement between an individual or entity and an insuring agency, usually an insurance company. This sharing of risk is a hedge taken out by the insured against financial losses suffered as a result of damage to his or her person or property. It may also protect against liability for injury or … Continue reading 11 Insurance Terms Everyone Should Know
Every vehicle driver living here in the Greensboro area is required by North Carolina State law to be insured to drive, so it just makes sense to get the best insurance you can find at the best price available. That being said, even once you have a quality auto insurance policy in place you may … Continue reading What Causes Auto Insurance Rates to Go Up?