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Filing an Insurance Claim: Myths Versus Facts Will My Insurance Premiums Increase If I file a Claim?

Like so many questions people ask about their insurance, the answer to the question, “Will my insurance premiums increase after filing an insurance claim?”, the answer is – it depends. In many cases the answer will be “yes, you will experience a premium rate hike” but different insurance companies often act differently in similar situations. … Continue reading Filing an Insurance Claim: Myths Versus Facts Will My Insurance Premiums Increase If I file a Claim?

5 Things That Spike Auto Insurance Rates

Insurance experts agree that the best way to ensure that you get the best rates on your car insurance is to shop around and to compare quotes from multiple sources. To save time and trouble during this process, many in the market for a new Greensboro auto insurance policy will utilize the services of an … Continue reading 5 Things That Spike Auto Insurance Rates

Pros and Cons of RV Travel

According to the Recreational Vehicle Industry Association (RVIA), RV sales rose approximately 34% in the U.S. between the years 2013 and 2017, with increases occurring for seven consecutive years after the recession in 2008. Shipments of RVs in 2018 were the second highest in history. More RVs are made in the U.S. than in the … Continue reading Pros and Cons of RV Travel

4 Reasons to Buy Home & Car Insurance From an Independent Agency

There are numerous reasons for you to buy insurance from an independent agent rather than buying it directly from an insurance company. While it may seem logical that you could save both time and money by “cutting out the middleman” (the independent agent), buying direct from an insurer could actually cost you more. You may … Continue reading 4 Reasons to Buy Home & Car Insurance From an Independent Agency

4 Tips for Stress Free RV Travel

Whether you’re driving in a Class A motor coach full time in retirement or taking short vacation trips in your pickup truck pulling a compact travel trailer, stress free RV travel not only makes your trip more fun but also safer and will help in producing a welcome wind down from the typical 9 to … Continue reading 4 Tips for Stress Free RV Travel

Can Your Homeowner’s Insurance Company Drop You?

Homeowner’s Insurance is incredibly popular here in the United States, with the Insurance Information Institute (III) reporting that approximately 95% of the homeowners in this country have insurance coverage on their homes. One of the main reasons this percentage is so high is because most homes are purchased with a mortgage loan and almost all … Continue reading Can Your Homeowner’s Insurance Company Drop You?

8 Types of Car Insurance Coverage

  Car insurance is not only a necessity for driver protection but also a legal requirement in all but one U.S. state, including here in North Carolina. The law requires only a minimum of liability coverage, which is designed to protect others who suffer losses due to your negligence. The amount of coverage provided by … Continue reading 8 Types of Car Insurance Coverage

Who Is Included in My Auto Insurance Coverage?

The question regarding, “Who is included in my auto insurance coverage?” is one we hear often here at our Greensboro Auto Insurance office and one for which there is no cut and dried answer. These days, there is no “standard” auto insurance policy, and each car insurance contract sold can be custom designed to more … Continue reading Who Is Included in My Auto Insurance Coverage?

Does Greensboro Home Insurance Cover College Dorms?

If you’re getting ready to send your child off to college for the first time, you’ve no doubt got plenty to think about and to do before the big day. One thing you may have forgotten to consider but will definitely want to tick off your list is protecting yourself and your college-bound child from … Continue reading Does Greensboro Home Insurance Cover College Dorms?

Is Greensboro Homeowner’s Insurance Mandatory?

Unlike auto insurance, which has a legal requirement of every vehicle driver in Greensboro and elsewhere in North Carolina, Greensboro homeowner’s insurance is not legally mandatory for home owners. Still, homeowner’s insurance is one of the most popular types of personal insurance sold, and Greensboro homeowner’s insurance is no exception. The reason is simple. Homeowner’s insurance provides protection … Continue reading Is Greensboro Homeowner’s Insurance Mandatory?