If you’re looking for ways to lower your car insurance premiums, here’s a list of some of the many ways you can cut premium costs: Bundle your insurance policies, such as putting your vehicle, homeowners and life insurance coverage all with one single insurer Drive safely and keep a clean driving record Graduate from a defensive … Continue reading Auto Insurance: Considering Deductibles

According to the U.S. Small Business Administration, more than half the businesses in the country are home-based, with an estimated 38 million home-based businesses currently in operation. If you have one of these home-based businesses and are under the assumption that your standard Greensboro homeowners insurance policy is providing you adequate insurance protection for your … Continue reading Will Homeowner’s Insurance Cover My Cottage Industry Business?

Recent statistical reports from the Automobile Association of America (AAA) show that there’s an average of one hit-and-run crash in the U.S. every minute of every day. This accounts for an average of 682,000 accidents per year, resulting in more than 2,000 deaths per year. It’s also reported that hit-and-run deaths have increased an average of … Continue reading Auto Insurance: Hit and Runs

Your Greensboro home insurance policy covers your swimming pools in a couple of ways: Your pool is covered if it gets damaged or destroyed by any of the covered perils listed in your policy You’re protected against liability suits stemming from someone (other than family members) getting injured or killed as a result of an incident involving … Continue reading Does Home Insurance Cover Swimming Pool Accidents?

With many areas of the country in some form of lockdown and many people no longer commuting as usual to work, the question of car insurance costs has come to the forefront. If, like many others, you’ve been avoiding traveling in your car, you may be wondering if it would be advantageous to make changes to … Continue reading Should I Change My Car Insurance Due to COVID-19?

Having basic insurance coverage is important for everyone, especially families, as a way of protecting your assets in the event of an accident or other type of damaging situation. You should ensure that you have adequate insurance coverage for your particular needs, knowing this will provide you and your family with peace of mind that … Continue reading Tips to Avoid Choosing the Wrong Insurance Policy

For some people, buying insurance is a no-brainer. To them, insurance rates are the most important consideration when buying a policy and benefits take a back seat in the decision making process. Take auto insurance as an example. If you’re buying a car with the aid of a car loan from a financial institution, they’re … Continue reading Are You Getting Max Value for Your Insurance Dollar?

Tom Needham Insurance Agency, located in Greensboro, North Carolina, and servicing the Triad region and surrounding areas, is open for business during this Covid-19 pandemic to serve you. You can contact us by phone (336) 855-1223 for a telephone consultation or to set up an appointment at our offices. You can also request an insurance … Continue reading Yes, Tom Needham Insurance Is Open for Business!

If you’re the holder of a Greensboro renter’s insurance policy and are unsure of whether that coverage extends to property kept within your outside storage unit, you’ll be happy to know you DO have a certain amount of protection. Your personal property is actually covered worldwide against certain perils. Renter’s policies, however, have a cap … Continue reading Does Renter’s Insurance Cover My Storage Unit?

Your Greensboro home insurance policy covers many things, some of which may seem confusing and require study and analysis to fully understand. To the question, “Does home insurance cover fallen trees?” the answer is, “It depends.” The reason the answer isn’t cut and dried is because coverage depends on the situation that has caused the tree … Continue reading Does Home Insurance Cover Fallen Trees?