If you’re considering the installation of a swimming pool on your property, it’s recommended that you consult your insurance agent or the company that handles your homeowners insurance to learn about the effects that having a pool will have on your insurance coverage. Much like a trampoline, a backyard swimming pool is considered by insurance … Continue reading How Will a Pool Affect My Homeowner’s Insurance?
Often our Greensboro home insurance policyholders have questions regarding what constitutes an “act of God” as it refers to insurance coverage and exactly how they’re protected. You might consider a lightning bolt striking your home as an act of God as well as the accompanying hurricane that inundates your residence with rain and wind. If … Continue reading Greensboro Home Insurance: Acts of God
Many Greensboro area tenants may be unaware of the importance of having Greensboro renters insurance when renting their living accommodations. This is not unique to North Carolina, as national statistics reveal that, nationwide, less than 40% of renters have renters insurance, otherwise known as tenant’s insurance. Compare this with the number of homeowners with homeowner’s insurance which, according to the Insurance … Continue reading Greensboro Renters Insurance: Myth Versus Fact
If you’re getting ready to undergo a home renovation, you’ve no doubt plenty to put on your to-do list before starting. This typically includes ideas like what kind of changes you’ll be making, who’ll be responsible for the design and construction phases, choice of materials, budgeting and dozens of other items. Something you may not think to put on … Continue reading Greensboro Home Insurance: What About Renovations?
If you caught the national news recently where victims of the California wildfires were being interviewed, you heard some harrowing stories of property loss. Of all the tales told, most disturbing were those of renters who lost everything in their homes without the benefit of having renters insurance to help cover the costs of the losses. Who Has Insurance? … Continue reading 4 Things to Know About Renters Insurance
If you’re like many here in the Triad Region, your home is your largest financial asset and you understand the importance of protecting your risk of financial loss with a quality, comprehensive homeowners insurance policy. While it’s true that an insurance policy is sold as a promise of protection, not all insurance companies perform equally … Continue reading Choosing the Best Homeowners Insurance
When individuals and families make major purchases, such as buying cars or buying a home, these purchases are often paid over time in what are called “installments.” This allows you to buy a high dollar item, paying over an extended period of time, when you might not otherwise ever be able to accumulate the funds necessary to … Continue reading Single Premium Life Insurance: Pros and Cons
A standard Greensboro homeowners insurance policy, also referred to as an HO-3 policy, covers numerous perils that, as a homeowner, you’re at the potential risk of falling victim to at some time in the future. HO-3 coverage, which is the most commonly written type of homeowners insurance in the U.S., provides “open perils” coverage for … Continue reading 18 Things Not Covered by Greensboro Home Insurance
With the December 18, 2017 deadline for compliance with the Federal Motor Carrier Safety Administration (FMCSA) ELD (Electronic Logging Device) Mandate fast approaching, it’s important that all commercial truck drivers and truck fleets take the necessary steps to become compliant to avoid fines or other legal consequences. This means implementing the use of certified ELDs, … Continue reading Progressive Commercial Smart Haul ELD Program
With the recent spate of flooding affecting people all over, you may have wondered whether your Greensboro auto insurance policy would cover your vehicle in the event that it became damaged in a flood. Just as with home insurance coverage, the simple answer is, “YES” you’re covered for flood damage if you have the correct … Continue reading Does Greensboro Auto Insurance Cover a Flooded Car?