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4 Tips for Protecting and Insuring Jewelry

If you’re a homeowner, whether you own your home outright or are paying off a mortgage, chances are about 95-to-one that you have a homeowner’s insurance policy in place to protect your investment. This is according to current statistics. Unfortunately, statistics also indicate that many homeowner policyholders don’t have a clear idea as to exactly what’s … Continue reading 4 Tips for Protecting and Insuring Jewelry

11 Insurance Terms Everyone Should Know

Insurance is a risk-sharing arrangement between an individual or entity and an insuring agency, usually an insurance company. This sharing of risk is a hedge taken out by the insured against financial losses suffered as a result of damage to his or her person or property. It may also protect against liability for injury or … Continue reading 11 Insurance Terms Everyone Should Know

What Causes Auto Insurance Rates to Go Up?

Every vehicle driver living here in the Greensboro area is required by North Carolina State law to be insured to drive, so it just makes sense to get the best insurance you can find at the best price available. That being said, even once you have a quality auto insurance policy in place you may … Continue reading What Causes Auto Insurance Rates to Go Up?

4 Things to Understand About Actual Cash Value Versus Replacement Cost

According to a recent survey conducted by a major insurance provider, it’s estimated that nearly one-half of homeowner’s insurance policyholders are unclear about actual cash value versus replacement cost claims payments as they relate to their homeowner’s insurance coverage. There are different methods by which insurance companies may calculate claims payment amounts to compensate you for a … Continue reading 4 Things to Understand About Actual Cash Value Versus Replacement Cost

Does Homeowner’s Insurance Cover Basement Flooding?

If your basement gets flooded and you’re now wondering if your Greensboro homeowners insurance policy covers the damage done, you may be disappointed to learn that in many cases you’re standard policy may not provide the coverage you need. On the other hand, sometimes a flooded basement will be covered by your standard Greensboro homeowners … Continue reading Does Homeowner’s Insurance Cover Basement Flooding?

Filing an Insurance Claim: Myths Versus Facts Will My Insurance Premiums Increase If I file a Claim?

Like so many questions people ask about their insurance, the answer to the question, “Will my insurance premiums increase after filing an insurance claim?”, the answer is – it depends. In many cases the answer will be “yes, you will experience a premium rate hike” but different insurance companies often act differently in similar situations. … Continue reading Filing an Insurance Claim: Myths Versus Facts Will My Insurance Premiums Increase If I file a Claim?

5 Things That Spike Auto Insurance Rates

Insurance experts agree that the best way to ensure that you get the best rates on your car insurance is to shop around and to compare quotes from multiple sources. To save time and trouble during this process, many in the market for a new Greensboro auto insurance policy will utilize the services of an … Continue reading 5 Things That Spike Auto Insurance Rates

Pros and Cons of RV Travel

According to the Recreational Vehicle Industry Association (RVIA), RV sales rose approximately 34% in the U.S. between the years 2013 and 2017, with increases occurring for seven consecutive years after the recession in 2008. Shipments of RVs in 2018 were the second highest in history. More RVs are made in the U.S. than in the … Continue reading Pros and Cons of RV Travel

4 Reasons to Buy Home & Car Insurance From an Independent Agency

There are numerous reasons for you to buy insurance from an independent agent rather than buying it directly from an insurance company. While it may seem logical that you could save both time and money by “cutting out the middleman” (the independent agent), buying direct from an insurer could actually cost you more. You may … Continue reading 4 Reasons to Buy Home & Car Insurance From an Independent Agency

4 Tips for Stress Free RV Travel

Whether you’re driving in a Class A motor coach full time in retirement or taking short vacation trips in your pickup truck pulling a compact travel trailer, stress free RV travel not only makes your trip more fun but also safer and will help in producing a welcome wind down from the typical 9 to … Continue reading 4 Tips for Stress Free RV Travel