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Ice Dams and Your Homeowners Insurance

Ice dams can present a problem for your home any time the mercury dips to below freezing for an extended period of time and snow or ice are visible on your roof. If you look up and see icicles forming from your gutters or roof eaves, that’s a sign of potential ice dams also forming. When … Continue reading Ice Dams and Your Homeowners Insurance

3 New Year’s Resolutions for Insurance Customers

2019 is winding down and a new year, as well as a new decade, is just around the corner. You, like others, may be considering appropriate New Year’s resolutions to put on your list for the coming year. They may be centered around improving your health, bettering your diet, curtailing some less-than-envious habits or starting some … Continue reading 3 New Year’s Resolutions for Insurance Customers

Car Insurance: What to Do If My Car Is Totaled

If you carry the minimum amount of Greensboro car insurance required by NC State Law and your car gets totaled, the amount you can expect to receive from your insurance company is easy to figure. The answer is zero. The liability coverage you’ve been carrying is only designed to help pay for losses suffered by other drivers involved … Continue reading Car Insurance: What to Do If My Car Is Totaled

Homeowner’s Insurance: What Is Loss of Use?

A standard Greensboro homeowners insurance policy contains three primary types of protection: Dwelling Protection – helps cover losses resulting from damage /destruction to your home’s structure, usually including other structures that are attached to the house such as a deck or a garage. Most policies also cover “other structures” not attached to the house, such as … Continue reading Homeowner’s Insurance: What Is Loss of Use?

What Are the Auto Insurance Requirements in North Carolina?

Like most states in the U.S., auto insurance requirements in North Carolina exist for vehicle drivers using public roads. Each state’s Department of Insurance sets specific state requirements, including what type of auto insurance is required and what minimum coverage limits must be met, under penalty of law. North Carolina Auto Insurance North Carolina auto insurance consists of four … Continue reading What Are the Auto Insurance Requirements in North Carolina?

Homeowners Insurance: Who Decides How Much My Property is Worth?

With property values in a continual state of flux, it’s important to understand that homeowners insurance isn’t based on the current market value of your home, but on the cost of rebuilding it in the event that it’s totally destroyed by a covered peril. If you bought your home with the assistance of a mortgage lender, they no doubt … Continue reading Homeowners Insurance: Who Decides How Much My Property is Worth?

To Make a Claim or Not to Make a Claim

When you first bought your Greensboro homeowners insurance coverage it was probably partly because of the requirement of your home mortgage lender. Without insurance, they wouldn’t have been willing to lend you the money to buy your home. From your mortgage company’s perspective, the protection your Greensboro homeowners insurance policy provides is for a catastrophic loss … Continue reading To Make a Claim or Not to Make a Claim

5 Ways to Lower Your Homeowners Insurance Premiums

Two things that nearly everybody admits wanting to save are time and money, and when you’re looking to get the best deal on a Greensboro homeowners insurance policy we can help you save both. We’ll be listing a number of ways to save money by giving you several tips on ways to lower your homeowners … Continue reading 5 Ways to Lower Your Homeowners Insurance Premiums

Is My Greensboro Homeowners Insurance Enough to Cover the Cost of Rebuilding?

Your Greensboro homeowners insurance is financial protection you put in place should your home or the personal property you have in it be damaged, destroyed or stolen. It may very well be your most critical form of financial protection since your home likely represents your greatest financial asset. If your home is being purchased using a mortgage, it’s … Continue reading Is My Greensboro Homeowners Insurance Enough to Cover the Cost of Rebuilding?

6 Ways to Save on Greensboro Car Insurance for Young Drivers

As a leading Greensboro car insurance broker, our goal is getting our customers the best car coverage at the most affordable rates possible. Often, this involves assisting established policyholders in obtaining coverage for newly of-age teen drivers in their families. If you’re the parent of a new teen driver, you likely have mixed feelings about … Continue reading 6 Ways to Save on Greensboro Car Insurance for Young Drivers