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Single Premium Life Insurance: Pros and Cons

When individuals and families make major purchases, such as buying cars or buying a home, these purchases are often paid over time in what are called “installments.” This allows you to buy a high dollar item, paying over an extended period of time, when you might not otherwise ever be able to accumulate the funds necessary to … Continue reading Single Premium Life Insurance: Pros and Cons

18 Things Not Covered by Greensboro Home Insurance

A standard Greensboro homeowners insurance policy, also referred to as an HO-3 policy, covers numerous perils that, as a homeowner, you’re at the potential risk of falling victim to at some time in the future. HO-3 coverage, which is the most commonly written type of homeowners insurance in the U.S., provides “open perils” coverage for … Continue reading 18 Things Not Covered by Greensboro Home Insurance

Progressive Commercial Smart Haul ELD Program

With the December 18, 2017 deadline for compliance with the Federal Motor Carrier Safety Administration (FMCSA) ELD (Electronic Logging Device) Mandate fast approaching, it’s important that all commercial truck drivers and truck fleets take the necessary steps to become compliant to avoid fines or other legal consequences. This means implementing the use of certified ELDs, … Continue reading Progressive Commercial Smart Haul ELD Program

Does Greensboro Auto Insurance Cover a Flooded Car?

With the recent spate of flooding affecting people all over, you may have wondered whether your Greensboro auto insurance policy would cover your vehicle in the event that it became damaged in a flood. Just as with home insurance coverage, the simple answer is, “YES” you’re covered for flood damage if you have the correct … Continue reading Does Greensboro Auto Insurance Cover a Flooded Car?

Leasing vs. Buying a Car: Insurance Considerations

When obtaining a new car, you’re basically faced with two main choices – buying or leasing. Both have their pluses and minuses, such as lower monthly payments when leasing as opposed to financing and a buildup of equity when buying rather than leasing. When it comes to getting car insurance for your new vehicle, however, there … Continue reading Leasing vs. Buying a Car: Insurance Considerations

What’s a Third Party Life Insurance Policy?

Life insurance is typically taken out as a means of ensuring your beneficiary’s financial stability in the event of your death. Often an insured’s beneficiaries are his or her spouse and other family members who have come to depend on the insured’s income and whose standard of living would be suddenly curtailed in the event … Continue reading What’s a Third Party Life Insurance Policy?

Greensboro Auto Insurance: What Does Liability Mean?

The dictionary definition for “liability” is pretty straightforward – it’s the state of being responsible for something, especially as that responsibility pertains to the law. Liability can also be described as accountability or answerability. In the area of car insurance, you’re responsible, or liable, for everything you do while driving. If any of your actions … Continue reading Greensboro Auto Insurance: What Does Liability Mean?

Legal Custodian of Veteran Affairs Bonds

Veteran Affairs Bonds are typically required by the Veteran’s Administration to cover the legal custodian of a veteran who is receiving benefits from the VA but has been deemed incompetent or otherwise incapable of properly managing their own financial affairs. The legal custodian, who is usually the ward’s caregiver, is the named principal on the … Continue reading Legal Custodian of Veteran Affairs Bonds

Does Greensboro Car Insurance Cover International Travel?

Your Greensboro car insurance coverage protects you when driving anywhere within the 50 United States and, most likely, covers you when traveling into Canada. You  should not, however, expect it to provide you with any protection should you decide to drive in Mexico. There may be exceptions. The only way to be certain of what … Continue reading Does Greensboro Car Insurance Cover International Travel?

Are Greensboro Home Insurance Deductibles Tax Deductible?

When you first purchased your Greensboro home insurance policy, you were given the choice of determining the deductible amount you’d pay if and when you filed a claim. It should have been explained to you that the higher the deductible amount the lower your policy premiums would be, but if you filed a claim, that … Continue reading Are Greensboro Home Insurance Deductibles Tax Deductible?