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To Make a Claim or Not to Make a Claim

When you first bought your Greensboro homeowners insurance coverage it was probably partly because of the requirement of your home mortgage lender. Without insurance, they wouldn’t have been willing to lend you the money to buy your home. From your mortgage company’s perspective, the protection your Greensboro homeowners insurance policy provides is for a catastrophic loss … Continue reading To Make a Claim or Not to Make a Claim

5 Ways to Lower Your Homeowners Insurance Premiums

Two things that nearly everybody admits wanting to save are time and money, and when you’re looking to get the best deal on a Greensboro homeowners insurance policy we can help you save both. We’ll be listing a number of ways to save money by giving you several tips on ways to lower your homeowners … Continue reading 5 Ways to Lower Your Homeowners Insurance Premiums

Is My Greensboro Homeowners Insurance Enough to Cover the Cost of Rebuilding?

Your Greensboro homeowners insurance is financial protection you put in place should your home or the personal property you have in it be damaged, destroyed or stolen. It may very well be your most critical form of financial protection since your home likely represents your greatest financial asset. If your home is being purchased using a mortgage, it’s … Continue reading Is My Greensboro Homeowners Insurance Enough to Cover the Cost of Rebuilding?

6 Ways to Save on Greensboro Car Insurance for Young Drivers

As a leading Greensboro car insurance broker, our goal is getting our customers the best car coverage at the most affordable rates possible. Often, this involves assisting established policyholders in obtaining coverage for newly of-age teen drivers in their families. If you’re the parent of a new teen driver, you likely have mixed feelings about … Continue reading 6 Ways to Save on Greensboro Car Insurance for Young Drivers

4 Tips for Protecting and Insuring Jewelry

If you’re a homeowner, whether you own your home outright or are paying off a mortgage, chances are about 95-to-one that you have a homeowner’s insurance policy in place to protect your investment. This is according to current statistics. Unfortunately, statistics also indicate that many homeowner policyholders don’t have a clear idea as to exactly what’s … Continue reading 4 Tips for Protecting and Insuring Jewelry

11 Insurance Terms Everyone Should Know

Insurance is a risk-sharing arrangement between an individual or entity and an insuring agency, usually an insurance company. This sharing of risk is a hedge taken out by the insured against financial losses suffered as a result of damage to his or her person or property. It may also protect against liability for injury or … Continue reading 11 Insurance Terms Everyone Should Know

What Causes Auto Insurance Rates to Go Up?

Every vehicle driver living here in the Greensboro area is required by North Carolina State law to be insured to drive, so it just makes sense to get the best insurance you can find at the best price available. That being said, even once you have a quality auto insurance policy in place you may … Continue reading What Causes Auto Insurance Rates to Go Up?

4 Things to Understand About Actual Cash Value Versus Replacement Cost

According to a recent survey conducted by a major insurance provider, it’s estimated that nearly one-half of homeowner’s insurance policyholders are unclear about actual cash value versus replacement cost claims payments as they relate to their homeowner’s insurance coverage. There are different methods by which insurance companies may calculate claims payment amounts to compensate you for a … Continue reading 4 Things to Understand About Actual Cash Value Versus Replacement Cost

Does Homeowner’s Insurance Cover Basement Flooding?

If your basement gets flooded and you’re now wondering if your Greensboro homeowners insurance policy covers the damage done, you may be disappointed to learn that in many cases you’re standard policy may not provide the coverage you need. On the other hand, sometimes a flooded basement will be covered by your standard Greensboro homeowners … Continue reading Does Homeowner’s Insurance Cover Basement Flooding?

Filing an Insurance Claim: Myths Versus Facts Will My Insurance Premiums Increase If I file a Claim?

Like so many questions people ask about their insurance, the answer to the question, “Will my insurance premiums increase after filing an insurance claim?”, the answer is – it depends. In many cases the answer will be “yes, you will experience a premium rate hike” but different insurance companies often act differently in similar situations. … Continue reading Filing an Insurance Claim: Myths Versus Facts Will My Insurance Premiums Increase If I file a Claim?