Back-to-School Insurance Checklist for College Students
Heading off to college is an exciting milestone for students and their families. Whether your child is moving into a dorm, leasing an apartment, or commuting from home, now is [...]
Hands-Free NC Is (Almost) Here: How the 2025 Distracted-Driving Law Could Add Points—and Dollars—to Your Auto Insurance
North Carolina is days away from its most sweeping traffic rule since seat-belt enforcement went primary. Senate Bill 526—the Hands-Free NC Act—turns any phone-in-hand moment, even at a red light, [...]
Insuring Your Electric Vehicle in North Carolina: 2025 Costs, Discounts & Telematics Hacks
North Carolina’s reputation for low auto-insurance premiums faces headwinds in 2025. A statewide 5 percent rate increase takes effect on October 1, and new minimum liability limits jump from 30/60/25 [...]
Hurricane Season & Home Insurance: Are You Prepared for Storm Damage?
Every year, hurricane season brings powerful winds, heavy rain, and the risk of major property damage. For homeowners living near the coast—or even far inland—storm damage can be both emotionally [...]
Important Changes to North Carolina Auto Insurance – Effective July 1, 2025
Starting July 1, 2025, significant updates to automobile insurance requirements from the North Carolina Rate Bureau will take effect in North Carolina: Revised Minimum Liability Coverage The state-mandated minimum liability [...]
Insurance for Boaters & Jet Ski Owners in North Carolina: What’s Required & Recommended
North Carolina’s lakes, rivers, and coastline make it a paradise for boaters and jet ski enthusiasts. But before you launch your vessel, it’s important to understand the insurance and registration [...]
Pool Safety & Insurance: What Homeowners Need to Know
A backyard pool can be one of the most enjoyable features of a home, especially during hot summer months. It provides a place for relaxation, exercise, and fun for family [...]
Rental Cars & Spring Break: What Your Auto Insurance Covers (and What It Doesn’t)
Spring break is a time for relaxation, adventure, and travel, often involving rental cars for road trips or vacations. While booking a rental car is simple, understanding what your auto [...]
RV Road Trips & Insurance: What You Need to Know Before Hitting the Road
RV road trips are an exciting way to explore the country, combining the freedom of travel with the comforts of home. Whether you’re a weekend adventurer or a full-time RVer, [...]
How Changing Economic Conditions Affect Insurance Rates
Insurance rates are always changing, and one of the biggest reasons is the economy. Economic conditions—such as inflation, interest rates, and unemployment—directly impact how much insurance companies charge for coverage. [...]